Now building globally
One app.Every financial need.
Ovanti is the global financial SuperApp — bringing payments, credit, loyalty, insurance and wealth into one seamless experience, designed for the way you actually live.
- 0M+
- Underserved consumers
- 0+
- Countries & growing
- 0
- Built-in services
- $0T+
- Digital economy by 2030
Pay
Instant payments, everywhere — the everyday core of the SuperApp.
Credit
Based on real income, not scores.
Invest
Start growing wealth from $1.
Loyalty
Points that travel with you.
Insure
Protection from $1 a day.
The Ovanti SuperApp
Everything you need, in one place.
The Ovanti SuperApp brings together every financial service you need — payments, credit, loyalty, insurance, wealth and merchant rewards — into a single, seamless app.
No more switching between five different apps. No more getting rejected by systems that don't understand your income. Ovanti is built around how you actually earn, spend and save.
Find out how to manage your finances with AI
ExploreQuick features
One unified app
Every financial service you need — payments, credit, savings, insurance, rewards — in one place. Built to work together, not in silos.
Built around your income
We use real cash-flow data to understand your financial life — not outdated credit scores. Better decisions, for more people.
Your merchants, connected
Thousands of merchants worldwide. Pay, earn rewards and unlock offers — all inside Ovanti.
Designed for the world
Built for real life across markets — the currencies, the merchants, the languages and the financial habits of people everywhere.
Find out how to manage your finances with AI
ExploreQuick features
The magic is in the connections: paying earns loyalty points, responsible spending lifts your credit, and consistent saving unlocks better ways to invest — automatically.
How Ovanti works
Six ways we're changing financial services.
Seamless payments
Pay anyone, anywhere — QR, contactless or online. One wallet for all your spending, connected to every Ovanti merchant.
Real income-based credit
We don't rely on legacy credit scores. Ovanti reads your real earning and spending patterns to offer credit that works for you — responsibly and transparently.
Loyalty that actually works
Stop tracking a dozen loyalty cards. Earn points across every Ovanti-connected merchant and redeem them all in one place.
Smarter financial decisions
AI-powered insights that understand your cash flow, alert you before you overspend, and surface the best products for your situation.
Embedded protection
Insurance and wealth products built right into the app — not sold to you separately. Affordable micro-coverage and investing for everyone.
Merchant ecosystem
Thousands of merchants across our markets and beyond. Ovanti connects people to merchants with payments, loyalty and real-time data.
Where we operate
Starting strong. Growing fast.
One app, one experience — adapting to each market as it grows, with a single account that travels with you anywhere in the world.
USA
An early consumer market and corporate base — strong institutional relationships and a user base ready for the Ovanti SuperApp.
Europe
A major expansion frontier. Millions of consumers ready for a better, more connected way to manage their money.
Southeast Asia
High-growth, mobile-first markets where demand for connected, inclusive finance is accelerating.
MENA
A fast-digitising region across the Middle East and North Africa, hungry for modern financial tools.
Central Asia
Emerging CIS markets primed for a single, connected financial experience.
Why Ovanti
Finance that works for everyone.
Hundreds of millions of people are shut out by systems that judge them on what they don't have. Ovanti is built around real lives, real income and real behaviour — so more people can access more of what they need.
People locked out of finance
Over 150 million adults are excluded from mainstream financial products by systems that were never designed for them. Ovanti is designed for them.
Instead of five
The average person juggles five or more separate apps for payments, savings, insurance, rewards and transfers. Ovanti replaces all of them.
Digital economy by 2030
The global digital economy is projected to exceed $1 trillion by 2030. Ovanti is building the financial layer that connects consumers to it.
Stay informed
Access our latest disclosures, governance documents and investor updates.