The Ovanti SuperApp
One app.Every financial need.
Payments, credit, loyalty, insurance, wealth and merchant rewards — all in one app, built for the way you live.
The problem
Your financial life is scattered. We're changing that.
Five apps, zero integration
You juggle separate apps for payments, savings, insurance and rewards — none of which talk to each other.
Invisible income, no credit
150M+ adults are excluded from credit because their income isn't visible to legacy scoring systems.
Points that expire
Loyalty is fragmented across programs, with expiring points and complicated redemption.
Confusing protection
Insurance and wealth are sold through confusing channels instead of simple, embedded tools.
Nine services · one app
Everything your money needs.
Pay
Send money instantly to friends, family or any merchant — via QR, NFC tap or online checkout.
Credit
We analyse your real income and spending patterns to offer credit that fits your life — not a legacy score.
Invest
Accessible wealth and investment products with no minimum barriers — start from just $1.
Shop
Browse products from thousands of connected merchants, pay, and earn rewards.
Transfer
Domestic and cross-border transfers with transparent fees and fast settlement.
Bills
Pay electricity, water, internet, subscriptions and government bills inside Ovanti.
Loyalty
Earn Ovanti points at connected merchants, redeem for discounts and cashback.
Insure
Micro-insurance embedded in the app — travel, accident and health cover from $1 a day.
Wealth
Savings goals, portfolio tracking and access to investment products.
The Ovanti difference
Every service makes the others better.
Payment activity earns loyalty points. Responsible spending lifts your credit. Consistent saving unlocks better ways to invest — automatically. One connected system, working for you.
Find out how to manage your finances with AI
ExploreQuick features
Where we operate
Starting strong. Growing fast.
One app, one experience — adapting to each market as it grows, with a single account that travels with you anywhere in the world.
USA
An early consumer market and corporate base — strong institutional relationships and a user base ready for the Ovanti SuperApp.
Europe
A major expansion frontier. Millions of consumers ready for a better, more connected way to manage their money.
Southeast Asia
High-growth, mobile-first markets where demand for connected, inclusive finance is accelerating.
MENA
A fast-digitising region across the Middle East and North Africa, hungry for modern financial tools.
Central Asia
Emerging CIS markets primed for a single, connected financial experience.